Mass Payments Solution

Powering seamless global payouts through intelligent automation and integrated FX – the next evolution in global payout efficiency, now available on Monex Pay.

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A Smarter Way to Manage High-Volume, Multi-Currency Payments

Mass Payments is designed to meet the complex needs of businesses operating across multiple regions. Whether you’re managing payroll, supplier payments, royalties, or client payouts, this solution offers a faster, more secure, and fully integrated experience.​

Payments Per File

Countries Accessible

Available Currencies

Why Choose Mass Payments

Our new solution simplifies and scales your payment process – all in one streamlined platform
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Bulk Upload & FX Trade Execution
  • Upload payment files with up to 10,000 payments per run
  • Same-day processing with automated FX trade execution
  • Schedule future-dated payments across currencies
Global Reach with Real-Time FX
  • Multi-currency support in a single file upload
  • FX trades grouped by currency and value date for optimisation
  • Access to global payment rails across 200 countries
Workflow Control & Transparency
  • Map user roles to your internal processes with multi-entity support
  • Immediate tracking of trades and payments
  • Sync payment data with your internal systems to access tracking
Built-In Security & Compliance
  • KYC onboarding with document checks and risk scoring
  • Business rule and file format validation with clear error handling
  • Pre-validation engine automatically details to prevent failed payments
Monex’s Mass Payments solution supports payments to 200 countries in more than 100 currencies, enabling fast, reliable global payouts from a single file upload. Whether you’re paying staff, suppliers, or partners, our platform enables clients to execute large-scale transactions with assurance that funds will land on time and in the correct format, regardless of destination. With built-in FX execution, access to global and local payment rails, and integration with a global holiday calendar, clients benefit from accurate, transparent, and seamless cross-border payments – without the complexity of managing multiple providers or processes.
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Industries & Applications

Built for businesses that need fast, reliable, multi-currency payouts

Accounts Payable

Automate and streamline vendor payments across multiple currencies and jurisdictions.

Global Payroll & Contractors

Schedule and execute accurate, on-time payments across global offices with confidence.

Royalties, Claims & Licensing

Manage mass disbursements to rights holders, claimants, or policy beneficiaries with full validation, audit control, and reporting.

Compensation & Settlements

Execute time-sensitive payouts – such as royalties, settlements, or licensing fees – with multi-user approvals and built-in risk checks.

Efficiency

Automate and streamline vendor payments across 100+ currencies and with access to over 200 countries.

Cost Reduction

Automation and error reduction significantly lower operational costs, while minimising costly payment failures and remediation.

Global Reach

Seamlessly pay recipients worldwide in multiple currencies, supported by global payment rails and local currency settlement.

Accuracy & Control

Built-in data validation, approval workflows, and beneficiary checks help ensure payments are correct and auditable.

Enhanced Security

Advanced security features – including fraud detection, document verification, and secure channels – protect sensitive data throughout the payment journey.

Scalability

Whether you’re sending 100 or 10,000 payments, the solution scales with your business needs and volumes.

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How It Works: Step 1

Upload Your Payment File

Upload your payment file to Monex Pay. In one file, you can create up to 10,000 payments – including beneficiary bank accounts, payment instructions, and trade details ready for processing.

How It Works: Step 2

Validate and Review

Monex Pay will automatically run bank account validations. If any errors are detected, you can edit or remove those entries directly. Indicative FX rates are displayed in real-time, and you can make final edits to payment or beneficiary details as needed.

How It Works: Step 3

Approve and Execute

Once your file is reviewed, simply approve the trades and payments. Monex Pay will automatically execute FX trades, process payments, and provide a full summary of all completed transactions – with real-time tracking and audit logs.

Frequently Asked Questions

1. What is Monex’s Mass Payments solution, and who is it for?

Monex’s Mass Payments is built for businesses managing high volumes of cross-border payments. Supporting up to 10,000 payments per file, it’s ideal for use cases like payroll, accounts payable, royalties, and other recurring disbursements across industries.

2. Can multiple users be involved in a file upload?
Yes, the Mass Payments tool can support submitter and multiple approvers to ensure that your current payment process approval model is followed using designated user permissions set by the account administrator.
3. What happens if there’s an error in the payment file?
Individual errors are flagged during file validation, allowing for quick corrections without rejecting the full file. You can view, edit, or delete individual payments before submission and resubmit files after fixing issues.
4. What payment methods are supported with Mass Payments?
Absolutely. Payments can be sent to over 200 countries using multiple global rails, including SWIFT, SEPA, Bacs, and Faster Payments. The platform also includes a global holiday calendar—especially useful for time-sensitive payroll or recurring vendor disbursements.
5. Is the platform secure and easy to integrate into my workflow?
Security is embedded throughout, with structured file validation, secure transfer protocols, custom approval roles, and pre-validation checks (e.g. account verification and date logic). It supports funding in multiple currencies and aligns with your internal controls.